When we first started our budget in January 2016, I knew we were spending more money than needed but I wasn’t sure where that money was going. In order to pay off debt, we really needed to cut spending. It took us a few months but as we tightened our budget, we found the following 8 items to be draining our hard-earned cash from the bank account. Continue reading 8 Things We Were Wasting Money On
How to fake-clean your house quickly and pretend it always looks this way in 5 steps!
When you are having unexpected guests dropping by (in-laws, friends, colleagues) and your house looks normal (read: a mess) there are a few quick things you can do to improve its state of cleanliness without looking like you tried too hard. These are ranked in order of importance, so start at the top and work your way through. Also, only clean the rooms that your guests will see and completely ignore the others. Now is not the time to clean the vanity in the master bathroom or finally find the floor in the garage. Continue reading 5 Steps to Fake-Clean Your House Like a Pro!
In January of 2016 I decided we finally needed to get a handle on our finances and work on paying off debt. Even though we could pay the bills, we had no clue how much money we made versus how much we spent each month. Our budgeting used to involve educated guessing on my part: we’d pay bills based on who was getting paid next and we had a weird system of putting money in the joint account to make bill pay possible. It sounds bad, doesn’t it? Because it was.